Wills

Make sure you're fully protected against life's uncertainties and avoid the pitfalls of poor estate planning.

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What our clients say

My husband passed away tragically but the BetterSure team settled our claim efficiently and quickly and paid the benefit amount into our bond account. If my husband didn’t have life cover, my daughter and me would have been without a home.

Mrs Bekker

,

Boksburg

You people made our grieving so much easier knowing that our place is being taken care off. In my neighbourhood everyone is asking on what insurance I am using because they saw how the work was done so quickly and clean.

Mrs Kabamba

,

Cape Town

I don’t know how to express the gratitude I feel in my heart. ‘Dankie’ is such a small, short word, but I mean it from the bottom of my heart, Julie. I don’t know how I, in my lifetime, can thank you enough.

Mrs Gibbens

,

Pretoria

During the KZN floods , our entire house was flooded, and we had to evacuate our home in the middle of the night. Thank you so much, Dorothy, for your excellent assistance. You are making me feel you are part of every pain I am going through. I cannot thank you enough for your excellent service.

Mr Mahlabas

,

Welkom

HealthyHome

Rewards

Save money by looking after your home

Your home isn’t just windows and walls. It’s your biggest investment – and your family’s safe space to thrive. That’s why we’ve created HealthyHome Rewards – a simple way for you to save on your home insurance premium just by looking after your home.

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Wills

FAQs

How are building insurance premiums determined?

Normally as an industry standard your premium is based on several factors, including the replacement value of your home, its location, the security measures in place, and the cover options you choose. In essence, an insurer determines the risk attached to your property and will determine the premium accordingly.

Why do I need building insurance?

If you’ve taken a loan to buy your home, building insurance is a bank requirement in South Africa. You should have it in place from the day the property is registered in your name. This reassures the bank that damages to the structure of your home can be repaired, or the loan can be paid off if your home is totally destroyed. Even without a bond on your home, building insurance is valuable. It guards against unexpected incidents and covers repair costs to the structure of your home, providing you with peace of mind knowing your home is protected when needed.

When will my home not be covered?

You will be compensated for loss or damage to your insured property, on condition that you pay the monthly premium, comply with the policy terms and conditions and provide your insurer with true, accurate and correct information. Failure to adhere to these conditions means that your insurer may not accept your claim, cancel your policy or recover any compensation they have given you for previous claims.

How does building insurance work?

The purpose of building insurance is to help you recover from a loss or damage that was caused to your insured property during an unexpected event. Building insurance normally cover a wide range of potential risks, including damage from fire, storms, theft, and even accidental damage like a burst geyser.